- Bedrooms: 3
- Bathrooms: 2|1
- Sq. Ft.: 1,675
- MLS #200002284
- Virtual Tour
Is buying a home on your to-do list for this year? If so, it may be time to start addressing your credit score. While it’s possible to qualify for a mortgage with scores as low as the 500s, higher scores will yield you more options and better rates, which means greater affordability and more buying power.
While there is no magic bean that will raise your score by hundreds of points overnight, there are some tricks that could help you move into the qualification zone or improve your rate, and make sure you don’t take another hit by making a silly mistake.
San Diego International Auto Show Jan. 1-5
Over 400 vehicles from 30 plus global manufacturers. Be among the first in the U.S. to see dozens of newly unveiled vehicles not yet in showrooms. The wide selection of 2020 and 2021 model-year vehicles on display will feature the newest technology to enhance the driving experience, all packaged in luxurious interiors and wrapped in cutting-edge designs.
Thu-Sat 10am-9pm, Sun 10am-7pm / SD Convention Center
858-550-0080 / www.sdautoshow.com
San Diego Brew Fest Jan. 10
Another fun-filled day with beer, food trucks, and music. The event will feature dozens of local and international craft beers, as well as San Diego’s most popular food trucks!
12-5pm / Preble Field in Liberty Station
Years before I ever dreamed of homeownership for myself, I was an HGTV connoisseur. In college, I double majored in “Property Virgins” and “House Hunters” and spent hours glued to the TV with my roommate, ogling other people’s granite countertops. Fast forward nearly a decade, and the time had arrived for me to purchase my own home. (No granite countertops here—my house was more like the “before” scene in an episode of “Fixer Upper”).
Not surprisingly, TV homeownership didn’t prepare me for the real thing. There are lots of lessons I’ve had to learn the hard way. If you’re gearing up for your own journey into homeownership, turn off the TV and gather 'round. I’ll fill you in on a few things I wish I had known beforehand, and a few surprises (some happy, some frustrating) that I encountered along the way.
San Diego Jazz Fest and Swing Extravaganza Nov. 27-Dec. 1
Jazz bands and musicians from across the U.S. will perform. Festival presentations include great variety: trad, swing, boogie-woogie, ragtime, dixieland, gospel, rockabilly.
Town and Country Resort & Convention Center 619-297-5277 / www.sdjazzfest.org
SoNo Fest & Chili Cook-Off Dec. 1
SoNo Fest is an all volunteer run, locally-focused street festival featuring a 40-restaurant chili cook-off; 24 craft beer, wine and spirits makers in a huge beer garden; 30 local handmade vendors, a food truck court, live music on three stages and a kid’s fest! All proceeds from this event, in its 10th year, benefit McKinley Elementary.
11am-5pm / 32nd and Thorn, North Park www.sonofestchilicookoff.com
La Valencia Hotel Tree Lighting Dec. 5
5:30-8pm / 1132 Prospect Street, La Jolla 855-476-6870 / www.lavalencia.com
Coronado Christmas Parade & Open House Dec. 6
Festivities kick off with Santa Claus’ arrival by ferryboat at 3:20pm, followed by frosty fun on Snow Mountain until 7pm and carolers at the Coronado Ferry Landing. Other highlights include a popular Holiday Parade at 6pm and Merchants Open House 5-9pm down Orange Ave., a traditional Christmas tree lighting at 7pm and community band concert in Rotary Park. 619-435-9260 / www.coronadochamber.com
How long does it take to improve your credit score? Having good credit helps you prove your creditworthiness to potential lenders. If you're hoping to buy a home, having a good credit score is key, since it helps you qualify for a mortgage. So if your credit score is low, indicating bad credit, knowing how long it takes to raise it to the home-buying range can help you plan.
Credit repair companies sometimes promise almost instant results, saying that they will do the hard work. However, there's no secret to raising your score, and it can't happen overnight. It is possible to raise your credit score within one to two months. It may take even longer, depending on what's dragging down your score and how you handle it. Here's step-by-step advice for do-it-yourself credit repair that works.
United Real Estate San Diego :: 5560 Ruffin Rd #3, San Diego, CA 92123 :: CA DRE#01900816
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