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If you're thinking about buying your first home, that pesky down payment has probably kept you awake more than a few nights. We get it—while a pre-approval is crucial for determining your buying power, it's the down payment that shows you mean business. But saving up is hard. In a study conducted by NerdWallet, 44% of respondents said a lack of a down payment was the roadblock keeping them from buying a home. Making things even worse? Your well-meaning friends and family have probably given you at least one piece of well-meaning, but ill-informed advice, leaving you in more of a blind panic than you need to be.

We're not saying that saving for a down payment will be a cake walk, but separating fact from fiction can go a long way. Here's the truth you need to know.

Read more: 6 Down Payment Myths You Should Stop Believing Immediately

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Selling your home? Then you've likely had that rude awakening where a real estate agent tours your home and breaks some tough news: Your house needs work before it goes on the market. For starters, you'll have to fix the boiler. And paint. And replace those outdated cabinets ... the list might go on and on.

Given that all these tweaks cost money, you might wonder: Do I have to do everything? 

Read more: Selling Your Home? Relax!

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Are there tax deductions when selling a home? You bet—and they can amount to sizable savings when you file with the IRS. So whether you're selling your home soon or sold it last year, you'll want to know all the tax deductions (not to mention tax exemptions or other write-offs) at your disposal.

Here's a rundown of everything you need to know, plus a preview of what's in store once the new tax code takes effect next year.

Read more: Sweet Tax Deductions When Selling a Home:

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Want to know how to remove paint from carpet, wood floors, or anything else it's landed on during your last renovation job? Never fear—painting can be hellishly messy, but there are plenty of ways to clean up any accidents.

The amount of work you'll need to do depends on a few things, including the kind of paint you used and whether it's still wet or dry. Here's what to do in each scenario.

Read more: Remove Paint From Carpet, Wood Floors, and More

You don't always have great "comps", but your agent who shows up and helps the appraiser see the picture that needs to be seen, you can make it happen.

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